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Our Payment Methods at Arslan Urban Apparel UK

At andrewlivinghome.co.uk, we make sure our customers can pay easily, securely, and from anywhere in the world. This guide explains every payment option we offer, why some methods may be temporarily unavailable, and how international customers can now pay directly via their local banks in 2026.

PayPal Payments at andrewlivinghome.co.uk

We proudly accept PayPal payments on our official website. However, there are certain cases where PayPal is temporarily switched off.

Why PayPal may be paused temporarily:

  • When we receive a large volume of orders, payments may be managed manually for smoother processing.
  • Customers can also send payment PayPal to PayPal directly.
  • Payment can be made using only the PayPal ID.
  • Customers may also request a PayPal invoice to make their payments.
  • Please note: orders made via PayPal may take up to 24 hours to process until the payment is fully confirmed.

No need to worry – customers only need to make their payment once and wait. Orders are automatically updated into processing status.

In rare cases (around 5% of heavy traffic days), if your order is not auto-processed after 24 hours, we recommend contacting our Live Support Team for instant assistance.

Card Payments (Visa, MasterCard & More)

We also accept payments through major international cards directly on our website.

Accepted cards include:

  • Visa
  • MasterCard
  • American Express
  • Discover
  • Maestro
  • Diners Club
  • JCB

Benefits of card payments:

  • Instant confirmation (orders move to processing within 10–20 minutes)
  • Secure and encrypted transactions
  • Convenient for global buyers

Please note: 5–10% tax applies when using card payments.

2026 Update – Direct Bank Transfers in 20 Countries

In 2026, andrewlivinghome.co.uk introduced a major update – now customers from the Top 20 countries can pay directly from their local banks to our official LTD Bank Account with 0% tax and 0% VAT.

This upgrade makes payments easier, faster, and more cost-effective.

List of Supported Countries and Banks:

  • United Kingdom – Barclays Bank UK, HSBC UK
  • United States – Bank of America, Chase Bank
  • Canada – Royal Bank of Canada, TD Bank
  • Australia – Commonwealth Bank, ANZ Bank
  • Germany – Deutsche Bank, Commerzbank
  • France – BNP Paribas, Société Générale
  • Italy – UniCredit, Intesa Sanpaolo
  • Spain – Santander, BBVA
  • Netherlands – ING Bank, ABN AMRO
  • Sweden – Swedbank, SEB
  • Norway – DNB ASA, Nordea
  • Denmark – Danske Bank, Jyske Bank
  • Switzerland – UBS, Credit Suisse
  • Japan – MUFG Bank, Mizuho Bank
  • Singapore – DBS, OCBC
  • United Arab Emirates (UAE) – Emirates NBD, First Abu Dhabi Bank
  • Saudi Arabia – Al Rajhi Bank, Saudi National Bank
  • India – State Bank of India, HDFC Bank
  • Pakistan – Habib Bank Limited, UBL
  • South Africa – Standard Bank, Nedbank

If you’re shopping from one of these countries, you can now pay via direct bank transfer with no hidden charges.

How to Make a Bank Transfer Payment

When checking out on andrewlivinghome.co.uk, you can choose Bank Payment as your method.

Step-by-step process:

  1. Add your desired products to the cart.
  2. Proceed to the Checkout Page.
  3. Select your country from the dropdown list.
  4. Copy the bank details provided for your country.
  5. Make the payment through your local bank to our official LTD bank account.
  6. Upload the screenshot/proof of payment (SS) on the checkout page.
  7. Submit the order – without proof of payment, the order will not be completed.

Orders made with bank transfer may take longer to verify, but they come with 0% tax and 0% VAT, making them the most cost-friendly option.

Taxes & Charges on Different Methods

  • Card payments: 5–10% tax applies.
  • PayPal payments: 5–15% tax applies.
  • Manual bank transfers: 0% tax – best for saving money.

Contact Us for Payment Queries

If you ever face issues while making a payment, our support team is here to guide you.

Frequently Asked Questions

Yes, we accept PayPal, but in rare cases, it may be temporarily paused for manual processing.

Yes, customers can send payments directly using our PayPal ID.

Usually within 24 hours, after the payment is fully confirmed.

In rare cases, contact our Live Support Team for manual assistance.

Yes, customers can request an invoice and pay securely via PayPal.

We accept Visa, MasterCard, American Express, Discover, Maestro, Diners Club, and JCB.

Orders are automatically confirmed within 10–20 minutes.

Yes, a 5–10% tax applies depending on your bank.

Yes, in 2026 we introduced payments via top 20 country banks.

UK, USA, Canada, Australia, Germany, France, Italy, Spain, Netherlands, Sweden, Norway, Denmark, Switzerland, Japan, Singapore, UAE, Saudi Arabia, India, Pakistan, and South Africa.

No, bank transfers have 0% tax and 0% VAT.

You must copy bank details, pay via your local bank, and upload proof of payment at checkout.

Yes, US customers can directly transfer using Bank of America or Chase Bank.

Your order will not be completed without proof.

Email us at support@andrewlivinghome.co.uk or use Live Chat.

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